釋義:保險(xiǎn)公司的實(shí)際資本與最低資本的比率,反映保險(xiǎn)公司履行賠償或給付責(zé)任的能力。Thesizeofaninsurancecompanyscapitalrelativetoallrisksithastaken,whichismostoftendefinedastheratioofavailablecapitaltorequiredcapital.相關(guān)知識(shí):償付能力充足率=保險(xiǎn)公司的實(shí)際...[繼續(xù)閱讀]

    釋義:保險(xiǎn)公司和再保險(xiǎn)公司合理的自有資金水平,保障保單持有人或受益人在保險(xiǎn)事故發(fā)生時(shí)獲得應(yīng)有的賠償。Atermtoreflectalevelofeligibleownfundsthatenablesaninsuranceorreinsurancecompanytoabsorbsignificantlossesandthatgivesreasonableassurancetopolicyholdersandb...[繼續(xù)閱讀]

    釋義:一個(gè)會(huì)計(jì)科目,在資產(chǎn)負(fù)債表中作資產(chǎn)項(xiàng),用來表示投資者長期持有被投資方的股份而獲得的所有權(quán)利益。Anaccountingitemontheassetsideofacompanysbalancesheetthatrepresentstheownershipinterestpossessedbyshareholdersformorethanoneyearinacorporation,asopposedtobon...[繼續(xù)閱讀]

    釋義:在借款償還期內(nèi),各年可用于還本付息的資金與當(dāng)期應(yīng)還本付息金額的比值,通常用來衡量借款主體賺取足夠現(xiàn)金償還債務(wù)的能力。Theratioofcashthatisavailablefordebtservicingtointerestandprincipal.Itisacommonbenchmarkusedinthemeasurementofanentitys(pers...[繼續(xù)閱讀]

    釋義:一國在某一特定年份應(yīng)償還的債務(wù)總和(包括本金和利息)與該國當(dāng)年出口收入之比(通常用百分比表示)。Theratio(usuallyexpressedasapercentage)ofacountrysdebtrepayments(bothprincipalandinterest)dueinagivenyeartothecountrysexportearningsinthesameyear.相關(guān)知識(shí)...[繼續(xù)閱讀]

    釋義:指超出一定限額的賠償責(zé)任由再保險(xiǎn)人承擔(dān)的一種再保險(xiǎn),是非比例再保險(xiǎn)的一種。Aformofnonproportionalreinsurancethatindemnifiesthecedingcompanyfortheportionofalossthatexceedsitsownretention.相關(guān)知識(shí):超賠再保險(xiǎn)的分類。分為險(xiǎn)位超賠再保險(xiǎn)、事故...[繼續(xù)閱讀]

    釋義:被保險(xiǎn)人的出運(yùn)申報(bào)總額超過保險(xiǎn)人批復(fù)的有效限額。Theinsuredsdeclarationamountexceedsthecreditlimitapprovedbytheinsurer.相關(guān)知識(shí):在短期出口信用保險(xiǎn)中,信用限額是用于控制、衡量和管理風(fēng)險(xiǎn)的基本技術(shù)。被保險(xiǎn)人需要為每個(gè)單獨(dú)的買方...[繼續(xù)閱讀]

    釋義:締約為另一方提供工程或物品的合同一方。Apartywhocontractstodoworkorprovidesuppliesforanother.相關(guān)知識(shí):在建筑市場中,承包商是指有一定生產(chǎn)能力、技術(shù)裝備、流動(dòng)資金,具有承包工程建設(shè)任務(wù)的營業(yè)資格,能夠按照業(yè)主的要求提供不同形...[繼續(xù)閱讀]

    釋義:保險(xiǎn)人接受投保人的投保申請,與投保人/被保險(xiǎn)人簽訂保險(xiǎn)合同,并承擔(dān)相應(yīng)保險(xiǎn)責(zé)任的行為。Theprocessthattheinsureracceptsanapplicationandsignaninsurancecontractwiththeapplicant(insured)totakeresponsibilityincaseofcertainperils.相關(guān)知識(shí):出口信用保險(xiǎn)的承...[繼續(xù)閱讀]

    釋義:出口信用機(jī)構(gòu)愿意承保的風(fēng)險(xiǎn)比例,或其愿意為一筆交易或項(xiàng)目合同提供保障的部分。Theshareoftheriskforthecontractvalueofatransactionorprojectthatanexportcreditagencyiswillingtocover.相關(guān)知識(shí):由于被保險(xiǎn)人是貿(mào)易的實(shí)際參與方,相對于出口信用保險(xiǎn)...[繼續(xù)閱讀]